Monthly Archives: August 2021

Realistic Expectations for Life Insurance Pricing

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What is the cost of life insurance?

Hey, come on down here and get your life insurance. And if you’re a 65 year old male and on medication, you can get it for 100 bucks per month…

You’ve heard these ads on TV and radio, right?

They are really funny. And I guess they’re pretty effective. But don’t be lulled or should I say laughed into believing that everyone is going to qualify for these amazing rates.

Sure, some people are going to qualify for these kinds of rates. But in my experience, a lot of us won’t.

I know I certainly don’t. Then again, maybe I’m hanging out with the wrong type of people.

Anyway, if you’re in the market for life insurance, go into it with a realistic expectation of what it’s actually going to cost. Not everyone is that “A triple plus” prospect.

If you need help looking for life insurance, call my agency at 412-563-2106. We’ll be happy to walk you through the process.

Do you have a Real Estate Title Agency?

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Real Estate Title Agency

Do you have a real estate title agency or an arbitration mediation company? Did you know that these types of companies can be added to your legal malpractice insurance policy as an additional insured?

Adding them to your legal malpractice policy can be a cost effective method of ensuring that entity against malpractice insurance claims. All carriers have some requirements that the entity must satisfy, but usually those requirements are few.

One requirement that seems to be at the top of all the carrier’s lists is that the entity must be 100% owned by either the firm or the members in the firm. If it is not 100% owned by the firm or the members, the entity cannot be added as an additional insured.

So if you’re in this situation and looking for coverage for that separate entity, consider adding the entity as an additional insured to your legal malpractice policy. It is not a bad option.